The Office of Total Rewards invites you to attend an informational seminar for anyone who wants to own or sell a home. This seminar can answer the questions you don't even know to ask. The rules have changed radically in the past few years. You will learn what you need to know before you buy, owe, sell or sign. This seminar will be conducted by a representative from the Mortgage Bankers Association of the Genesee Region. Guests and lunches are welcome.